If you owe federal income tax — whether for personal, estimated, or business filings — the IRS offers several fast, secure ways to pay electronically. Here are six IRS-approved options to pay your taxes online or via mobile device.
1. Electronic Funds Withdrawal (EFW)
Electronic Funds Withdrawal allows you to pay directly from your bank account when filing your return electronically through tax software or a tax professional.
- No fees
- Available only when e-filing your tax return
- Payment is processed securely with confirmation
2. IRS Direct Pay
Direct Pay is one of the easiest ways to pay individual taxes online. It allows you to make a payment directly from your checking or savings account without prior registration.
- No fees
- Schedule payments up to 30 days in advance
- Receive instant confirmation and optional email receipts
- Visit IRS Direct Pay
3. Credit, Debit Card, or Digital Wallet
You can pay your taxes using a credit card, debit card, or digital wallet such as PayPal or Apple Pay through authorized payment processors.
- Processing fees apply (set by the payment processor, not the IRS)
- Make payments online, by phone, or on a mobile device
- View a list of authorized processors at IRS.gov/payments
4. IRS2Go Mobile App
The IRS2Go mobile app is available on iOS, Android, and Amazon devices. It lets you make secure tax payments and track your return from your phone.
- Pay using Direct Pay, credit/debit card, or digital wallet
- Safe and secure, with access to payment history
- Download from your app store
5. Electronic Federal Tax Payment System (EFTPS)
EFTPS is a secure online system managed by the U.S. Treasury for both individuals and businesses to pay federal taxes.
- No fees
- Ideal for recurring or scheduled payments
- Enroll at eftps.gov or call 800-555-4477
- Optional email notifications for payment confirmations
6. Pay with Cash
If you prefer to pay your taxes with cash, the IRS offers payment options, including in person at one of its retail partners.
- Payments are limited to $1,000 per day
- Fees apply per transaction
- The process includes several steps, so start early to avoid delays
- Learn more at IRS.gov/paywithcash
Filing Deadlines and Payment Reminders
Even if you can’t pay your full tax bill, always file your return or request an extension to avoid higher penalties for non-filing. Interest and penalties begin to accumulate after the deadline, so timely action is crucial.
If you need help with tax filing, extensions, or choosing the right payment option, we’re here to help.
Contact our office today for personalized support.